,,*APT] ,,EIE FIVE MA9 R1SONS :Y F9ANCI,Y LIT]ATE P MAY / N DEVELOP ABUNDANT ASSET COLUMNS4 ,ASSET COLUMNS T CD PRODUCE L>GE SUMS ( CA% FL[4 ,ASSET COLUMNS T FREE !M 6LIVE ! LIFE !Y DR1M (1 9/1D ( "W+ FULL "T J 6PAY BILLS4 ,! FIVE R1SONS >E3 #A4 ,FE>4 #B4 ,CYNICISM4 #C4 ,LAZI;S4 #D4 ,BAD HABITS4 #E4 ,>ROG.E4 ,R1SON ,NO4 #A4 ,OV]COM+ ! FE> ( LOS+ M"OY4 ,I H N"E MET ANY"O :O RE,Y LIKES LOS+ M"OY4 ,& 9 ALL MY YE>S1 ,I H N"E MET A RI* P]SON :O HAS N"E LO/ M"OY4 ,B ,I H MET A LOT ( POOR P :O H N"E LO/ A DIME4 @4 9VE/+1 T IS4 ,! FE> ( LOS+ M"OY IS R1L4 ,"EY"O HAS X4 ,EV5 ! RI*4 ,B X'S N FE> T IS ! PRO#M4 ,X'S H[ Y H&LE FE>4 ,X'S H[ Y H&LE LOS+4 X'S H[ Y H&LE FAILURE T MAKES ! DI6];E 9 "O'S LIFE4 ,T GOES = ANY?+ 9 LIFE1 N J M"OY4 ,! PRIM>Y DI6];E 2T A RI* P]SON &A POOR P]SON IS H[ !Y H&LE T FE>4 ,X'S ,,OK 6BE FE>;L4 ,X'S ,,OK 6BE A C[>D :5 X -ES 6M"OY4 ,Y C / 2 RI*4 ,WE'RE ALL H]OES AT "S?+ & C[>DS AT "S?+ ELSE4 ,MY FR'S WIFE IS AN EM]G5CY-ROOM NURSE4 ,:5 %E SEES BLOOD1 %E FLIES 96AC;N4 ,:5 ,I M5;N 9VE/+1 %E RUNS AWAY4 ,:5 ,I SEE BLOOD1 ,I DON'T RUN4 ,I PASS \4 ,MY RI* DAD "U/OOD PHOBIAS AB M"OY4 8,"S P >E T]RIFI$ ( SNAKES4 ,"S P >E T]RIFI$ AB LOS+ M"OY4 ,BO? >E PHOBIAS10 HE WD SAY4 ,S 8 SOLU;N 6! PHOBIA ( LOS+ M"OY 0 ? LL RHYME3 8,IF Y HATE RISK & WORRY44 ./>T E>LY40 ,T'S :Y BANKS RECOMM5D SAV+S Z A HABIT :5 Y'RE "Y4 ,IF Y />T "Y1 X'S EASY 6BE RI*4 ,I WON'T G 96X "H1 B "! IS A L>GE DI6];E 2T A P]SON :O />TS SAV+ AT AGE #BJ V]SUS AGE #CJ4 ,A /A7]+ DI6];E4 ,X IS SD T "O (! WOND]S (! _W IS ! P[] ( -P.D 9T]E/4 ,! PUR*ASE ( ,MANHATTAN ,ISL& IS SD 6BE "O (! GRTE/ B>GA9S ( ALL "T4 ,NEW ,YORK 0 PUR*AS$ = 4#BD 9 TR9KETS & B1DS4 ,YET1 IF T 4#BD _H BE5 9VE/$1 AT #H P]C5T ANNU,Y1 T 4#BD WD H BE5 WOR? M ?AN 4#BH TRILLION 0#AIIE4 ,MANHATTAN CD 2 REPUR*AS$ ) M"OY LEFT OV] 6BUY M* ( ,L4,A41 ESPECI,Y AT #AIIE'S R1L E/ATE PRICES4 ,MY NEIS4 ,9 FIVE M YE>S HE W L1VE ! -PANY ) 4#D MILLION 9 8 #DJA;K RETIRE;T PLAN4 ,X IS 9VE/$ MO/LY 9 HI<-GR[? MUTUAL FUNDS1 : HE W 3V]T 6BONDS & GOV]N;T SECURITIES4 ,HE'LL ONLY 2 #EE :5 HE GETS \1 & HE W H A PASSIVE CA% FL[ ( OV] 4#CJJ1JJJ A YE>1 M ?AN HE MAKES F 8 SAL>Y4 ,S X C 2 D"O1 EV5 IF Y HATE LOS+ OR HATE RISK4 ,B Y M/ />T E>LY & DEF9ITELY SET UP A RETIRE;T PLAN1 & Y %D HIRE A F9ANCIAL PLANN] Y TRU/ 6GUIDE Y 2F 9VE/+ 9 ANY?+4 ,B :AT IF Y DON'T H M* "T LEFT OR WD L 6RETIRE E>LY8 ,H[ D Y H&LE ! FE> ( LOS+ M"OY8 ,MY POOR DAD DID NO?+4 ,HE SIMPLY AVOID$ ! ISSUE1 REFUS+ 64CUSS ! SUBJECT4 ,MY RI* DAD1 ON ! O!R H& RECOMM5D$ T ,I ?9K L A ,TEXAN4 8,I L ,TEXAS & ,TEXANS10 HE US$ 6SAY4 8,IN ,TEXAS1 "EY?+ IS BI7]4 ,:5 ,TEXANS W91 !Y W9 BIG4 ,& :5 !Y LOSE1 X'S SPECTACUL>40 8,!Y L LOS+80 ,I ASK$4 8,T'S N :AT ,I'M SAY+4 ,NOBODY LIKES LOS+4 ,%[ ME A HAPPY LOS]1 & ,I'LL %[ Y A LOS]10 SD RI* DAD4 8,X'S A ,TEXAN'S ATTITUDE T[>D RISK1 REW>D & FAILURE ,I'M TALK+ AB4 ,X'S H[ !Y H&LE LIFE4 ,!Y LIVE X BIG4 ,N L MO/ (! P >.D "H1 LIV+ L ROA*ES :5 X -ES 6M"OY4 ,ROA*ES T]RIFI$ T "S"O W %9E A LIT]40 ,RI* DAD W5T ON 6EXPLA94 8,:AT ,I L BE/ IS ! ,TEXAS ATTITUDE4 ,!Y'RE PR\D :5 !Y W91 & !Y BRAG :5 !Y LOSE4 ,TEXANS H A SAY+1 8,IF Y'RE GO+ 6G BROKE1 G BIG4 ,Y DON'T WANT 6ADMIT Y W5T BROKE OV] A DUPLEX4 ,MO/ P >.D "H >E S AFRAID ( LOS+1 !Y DON'T H A DUPLEX 6G BROKE )40 ,HE 3/ANTLY TOLD ,MIKE & ME T ! GRTE/ R1SON = LACK ( F9ANCIAL SU3ESS 0 2C MO/ P PLAY$ X TOO SAFE4 8,P >E S AFRAID ( LOS+ T !Y LOSE0 7 8 ^WS4 ,FAN ,T>K5TON1 A "O-"T GRT ,,NFL QU>T]BACK1 SAYS X / ANO!R WAY3 8,W9N+ M1NS 2+ UNAFRAID 6LOSE40 ,9 MY [N LIFE1 ,I'VE NOTIC$ T W9N+ USU,Y FOLL[S LOS+4 ,2F ,I F9,Y LE>N$ 6RIDE A BIKE1 ,I F/ FELL D[N _M "TS4 ,I'VE N"E MET A GOLF] :O HAS N"E LO/ A GOLF BALL4 ,I'VE N"E MET P :O H FALL5 9 LOVE :O H N"E _H _! HE>T BROK54 ,& ,I'VE N"E MET "S"O RI* :O HAS N"E LO/ M"OY4 ,S = MO/ P1 ! R1SON !Y DON'T W9 F9ANCI,Y IS 2C ! PA9 ( LOS+ M"OY IS F> GRT] ?AN ! JOY ( 2+ RI*4 ,ANO!R SAY+ 9 ,TEXAS IS1 8,"EY"O WANTS 6G 6,H1V51 B NO "O WANTS 6DIE40 ,MO/ P DR1M ( 2+ RI*1 B >E T]RIFI$ ( LOS+ M"OY4 ,S !Y N"E GET 6,H1V54 ,RI* DAD US$ 6TELL ,MIKE & ME /ORIES AB 8 TRIPS 6,TEXAS4 8,IF Y RE,Y WANT 6LE>N ! ATTITUDE ( H[ 6H&LE RISK1 LOS+ & FAILURE1 G 6,SAN ,ANTONIO & VISIT ! ,ALAMO4 ,! ,ALAMO IS A GRT /ORY ( BRAVE P :O *OSE 6FIY DEF1T4 ,!Y GOT _! BUTTS KICK$4 ,A FAILURE IF Y W4 ,!Y LO/4 ,S H[ D ,TEXANS H&LE FAILURE8 ,!Y / %\T1 ,8,REMEMB] ! ,ALAMO60'0 ,MIKE & ,I HE>D ? /ORY A LOT4 ,HE ALW TOLD U ? /ORY :5 HE 0 AB 6G 96A BIG D1L & HE 0 N]V\S4 ,AF HE _H D"O ALL 8 DUE DILIG;E & N[ X 0 PUT UP OR %UT UP1 HE TOLD U ? /ORY4 ,E "T HE 0 AFRAID ( MAK+ A MISTAKE1 OR LOS+ M"OY1 HE TOLD U ? /ORY4 ,X GAVE HM /R5G?1 = X REM9D$ HM T HE CD ALW TURN A F9ANCIAL LOSS 96A F9ANCIAL W94 ,RI* DAD KNEW T FAILURE WD ONLY MAKE HM /R;G] & SM>T]4 ,X'S N T HE WANT$ 6LOSE2 HE J KNEW :O HE 0 & H[ HE WD TAKE A LOSS4 ,HE WD TAKE A LOSS & MAKE X A W9 ,T'S :AT MADE HM A W9N] & O!RS LOS]S4 ,X GAVE HM ! C\RAGE 6CROSS ! L9E :5 O!RS BACK$ \4 8,T'S :Y ,I L ,TEXANS S M*4 ,!Y TOOK A GRT FAILURE & TURN$ X 96A T\RI/ DE/9,N T MAKES !M MILLIONS40 ,B PROBABLY 8 ^WS T M1N ! MO/ 6ME TD >E ^!3 8,TEXANS DON'T BURY _! FAILURES4 ,!Y GET 9SPIR$ 0!M4 ,!Y TAKE _! FAILURES & TURN !M 96R,Y+ CRIES4 ,FAILURE 9SPIRES ,TEXANS 62COME W9N]S4 ,B T =MULA IS N J ! =MULA = ,TEXANS4 ,X IS ! =MULA = ALL W9N]S40 ,J Z ,I AL SD T FALL+ (F MY BIKE 0 "P ( LE>N+ 6RIDE4 ,I REMEMB] FALL+ (F ONLY MADE ME M DET]M9$ 6LE>N 6RIDE4 ,N LESS4 ,I AL SD T ,I H N"E MET A GOLF] :O HAS N"E LO/ A BALL4 ,6BE A TOP PROFES.NAL GOLF]1 LOS+ A BALL OR A T\RNA;T ONLY 9SPIRES GOLF]S 6BE BETT]1 6PRACTICE H>D]1 6/UDY M4 ,T'S :AT MAKES !M BETT]4 ,= W9N]S1 LOS+ 9SPIRES !M4 ,= LOS]S1 LOS+ DEF1TS !M4 ,QUOT+ ,JOHN ,D4 ,ROCKEFELL]1 8,I ALW TRI$ 6TURN E 4A/] 96AN OPPORTUN;Y40 ,& 2+ ,JAPANESE-,AM]ICAN1 ,I C SAY ?4 ,_M P SAY T ,PE>L ,H>BOR 0 AN ,AM]ICAN MISTAKE4 ,I SAY X 0 A ,JAPANESE MISTAKE4 ,F ! MOVIE ,TORA1 ,TORA1 ,TORA1 A SOMB] ,JAPANESE ADMIRAL SAYS 6HIS *E]+ SUBORD9ATES1 8,I AM AFRAID WE H AWAK5$ A SLEEP+ GIANT40 8,REMEMB] ,PE>L ,H>BOR0 2CAME A R,Y+ CRY4 ,X TURN$ "O ( ,AM]ICA'S GRTE/ LOSSES 96! R1SON 6W94 ,? GRT DEF1T GAVE ,AM]ICA /R5G?1 & ,AM]ICA SOON EM]G$ Z A _W P[]4 ,FAILURE 9SPIRES W9N]S4 ,& FAILURE DEF1TS LOS]S4 ,X IS ! BI7E/ SECRET ( W9N]S4 ,X'S ! SECRET T LOS]S D N "K4 ,! GRTE/ SECRET ( W9N]S IS T FAILURE 9SPIRES W9N+2 ?US1 !Y'RE N AFRAID ( LOS+4 ,REP1T+ ,FRAN ,T>K5TON'S QUOTE1 8,W9N+ M1NS 2+ UNAFRAID 6LOSE40 ,P L ,FRAN ,T>K5TON >E N AFRAID ( LOS+ 2C !Y "K :O !Y >E4 ,!Y HATE LOS+1 S !Y "K T LOS+ W ONLY 9SPIRE !M 62COME BETT]4 ,"! IS A BIG DI6];E 2T HAT+ LOS+ & 2+ AFRAID 6LOSE4 ,MO/ P >E S AFRAID ( LOS+ M"OY T !Y LOSE4 ,!Y G BROKE OV] A DUPLEX4 ,F9ANCI,Y !Y PLAY LIFE TOO SAFE & TOO SMALL4 ,!Y BUY BIG H\SES & BIG C>S1 B N BIG 9VE/;TS4 ,! MA9 R1SON T OV] #IJ P]C5T (! ,AM]ICAN PUBLIC /RU7LES F9ANCI,Y IS 2C !Y PLAY N 6LOSE4 ,!Y DON'T PLAY 6W94 ,!Y G 6_! F9ANCIAL PLANN]S OR A3.TANTS OR /OCKBROK]S & BUY A BAL.ED PORTFOLIO4 ,MO/ H LOTS ( CA% 9 ;,,CD'S1 L[-YIELD BONDS1 MUTUAL FUNDS T C 2 TRAD$ )9 A MUTUAL-FUND FAMILY1 &A FEW 9DIVIDUAL /OCKS4 ,X IS A SAFE & S5SI# PORTFOLIO4 ,B X IS N A W9N+ PORTFOLIO4 ,X IS A PORTFOLIO ( "S"O PLAY+ N 6LOSE4 ,DON'T GET ME WR;G4 ,X'S PROBABLY A BETT] PORTFOLIO ?AN M ?AN #GJ P]C5T (! POPUL,N1 & T'S F"R5+4 ,2C A SAFE PORTFOLIO IS A LOT BETT] ?AN NO PORTFOLIO4 ,X'S A GRT PORTFOLIO = "S"O :O LOVES SAFETY4 ,B PLAY+ X SAFE & GO+ 8BAL.ED0 ON YR 9VE/;T PORTFOLIO IS N ! WAY SU3ESS;L 9VE/ORS PLAY ! GAME4 ,IF Y H LL M"OY & Y WANT 6BE RI*1 Y M/ F/ 2 8FOCUS$10 N 8BAL.ED40 ,IF Y LOOK AT ANY"O SU3ESS;L1 AT ! />T !Y 7 N BAL.ED4 ,BAL.ED P G NO":4 ,!Y /AY 9 "O SPOT4 ,6MAKE PROGRESS1 Y M/ F/ G UNBAL.ED4 ,J LOOK AT H[ Y MAKE PROGRESS WALK+4 ,?OMAS ,$ISON 0 N BAL.ED4 ,HE 0 FOCUS$4 ,BILL ,GATES 0 N BAL.ED4 ,HE 0 FOCUS$4 ,DONALD ,TRUMP IS FOCUS$4 ,GEORGE ,SOROS IS FOCUS$4 ,GEORGE ,PATTON DID N TAKE 8 TANKS WIDE4 ,HE FOCUS$ !M & BLEW "? ! W1K SPOTS 9 ! ,G]MAN L9E4 ,! ,FR5* W5T WIDE )! ,MAG9OT ,L9E1 & Y "K :AT HAPP5$ 6!M4 ,IF Y H ANY DESIRE ( 2+ RI*1 Y M/ FOCUS4 ,PUT A LOT ( YR E7S 9 A FEW BASKETS4 ,D N D :AT POOR & MI4LE-CLASS P D3 PUT _! FEW E7S 9 _M BASKETS4 ,IF Y HATE LOS+1 PLAY X SAFE4 ,IF LOS+ MAKES Y W1K1 PLAY X SAFE4 ,G ) BAL.ED 9VE/;TS4 ,IF Y'RE OV] #BE YE>S OLD & >E T]RIFI$ ( TAK+ RISKS1 DON'T *ANGE4 ,PLAY X SAFE1 B />T E>LY4 ,/>T A3UMULAT+ YR NE/ EGG E>LY 2C X W TAKE "T4 ,B IF Y H DR1MS ( FREEDOM-( GETT+ ,\ ( ! RAT RACE-! F/ "Q 6ASK YRF IS1 8,H[ D ,I RESPOND 6FAILURE80 ,IF FAILURE 9SPIRES Y 6W91 MAYBE Y %D G = X-B ONLY MAYBE4 ,IF FAILURE MAKES Y W1K OR CAUSES Y 6?R[ TEMP] TANTRUMS-L SPOIL$ BRATS :O CALL AN ATTORNEY 6FILE A LAWSUIT E "T "S?+ DOES N G _! WAY-!N PLAY X SAFE4 ,KEEP YR "D"T JOB4 ,OR BUY BONDS OR MUTUAL FUNDS4 ,B REMEMB]1 "! IS RISK 9 ^? F9ANCIAL 9/RU;TS AL1 EV5 ?\< !Y >E SAF]4 ,I SAY ALL ?1 M5;N+ ,TEXAS & ,FRAN ,T>K5TON1 2C /ACK+ ! ASSET COLUMN IS EASY4 ,X'S RE,Y A L[-APTITUDE GAME4 ,X DOESN'T TAKE M* $UC,N4 ,FIF?-GRADE MA? W D4 ,B /AK+ ! ASSET COLUMN IS A HI< ATTITUDE GAME4 ,X TAKES GUTS1 PATI;E &A GRT ATTITUDE T[>D FAILURE4 ,LOS]S AVOID FAIL+4 ,& FAILURE TURNS LOS]S 96W9N]S4 ,J REMEMB] ! ,ALAMO4 ,R1SON ,NO4 #B4 ,OV]COM+ CYNICISM4 8,! SKY IS FALL+4 ,! SKY IS FALL+40 ,MO/ ( U "K ! /ORY ( 8,*ICK5 ,LL10 :O RAN >.D W>N+ ! B>NY>D ( IMP5D+ DOOM4 ,WE ALL "K P :O >E T WAY4 ,B WE ALL H A 8,*ICK5 ,LL0 9SIDE EA* ( U4 ,& Z ,I /AT$ E>LI]1 ! CYNIC IS RE,Y A LL *ICK54 ,WE ALL GET A LL *ICK5 :5 FE> & D\BT CL\D \R ?"\S4 ,ALL ( U H D\BTS4 8,I'M N SM>T40 8,I'M N GD 5\<40 8,S & S IS BETT] ?AN ME40 ,OR \R D\BTS (T5 P>ALYZE U4 ,WE PLAY ! 8,:AT IF80 GAME4 8,:AT IF ! ECONOMY CRA%ES "R AF ,I 9VE/80 ,OR 8,:AT IF ,I LOSE 3TROL & ,I C'T PAY ! M"OY BACK80 8,:AT IF ?+S DON'T G Z ,I PLANN$80 ,OR WE H FRS OR LOV$ "OS :O W REM9D U ( \R %ORTCOM+S REG>D.S ( :E!R WE ASK4 ,!Y (T5 SAY1 8,:AT MAKES Y ?9K Y C D T80 ,OR 8,IF X'S S* A GD IDEA1 H[ -E "S"O ELSE HASN'T D"O X80 ,OR 8,T W N"E "W4 ,Y DON'T "K :AT Y'RE TALK+ AB40 ,^! ^WS ( D\BT (T5 GET S L\D T WE FAIL 6ACT4 ,A HORRI# FEEL+ BUILDS 9 \R /OMA*4 ,"S"TS WE C'T SLEEP4 ,WE FAIL 6MOVE =W>D4 ,S WE /AY ) :AT IS SAFE & OPPORTUNITIES PASS U BY4 ,WE WAT* LIFE PASS+ 0Z WE SIT IMMOBILIZ$ )A COLD KNOT 9 \R BODY4 ,WE H ALL FELT ? AT "O "T 9 \R LIVES1 "S M ?AN O!RS4 ,PET] ,LYN* ( ,FIDEL;Y ,MAGELLAN MUTUAL-FUND FAME REF]S 6W>N+S AB ! SKY FALL+ Z 8NOISE10 & WE ALL HE> X4 8,NOISE0 IS EI CR1T$ 9SIDE \R H1DS OR -ES F \TSIDE4 ,(T5 F FRS1 FAMILY1 CO- "W]S &! M$IA4 ,LYN* RECALLS ! "T DUR+ ! #AIEJ'S :5 ! ?R1T ( NUCLE> W> 0 S PREVAL5T 9 ! NEWS T P 2GAN BUILD+ FALL\T %ELT]S & /OR+ FOOD & WAT]4 ,IF !Y _H 9VE/$ T M"OY WISELY 9 ! M>KET1 9/1D ( BUILD+ A FALL\T %ELT]1 !Y'D PROBABLY 2 F9ANCI,Y 9DEP5D5T TD4 ,:5 ! RIOTS BROKE \ 9 ,LOS ,ANGELES A FEW YE>S AGO1 GUN SALES W5T UP ALL OV] ! C.TRY4 ,A P]SON DIES F R>E HAMBURG] M1T 9 ,WA%+TON ,/ATE &! ,>IZONA ,H1L? ,DE"P;T ORD]S RE/AURANTS 6H ALL BEEF COOK$ WELL-D"O4 ,A DRUG -PANY RUNS A N,NAL ,,TV -M]CIAL %[+ P CAT*+ ! FLU4 ,! AD RUNS 9 ,FEBRU>Y4 ,COLDS G UP Z WELL Z SALES ( _! COLD M$IC9E4 ,MO/ P >E POOR 2C :5 X -ES 69VE/+1 ! _W IS FILL$ ) ,*ICK5 ,LLS RUNN+ >.D YELL+1 8,! SKY IS FALL+4 ,! SKY IS FALL+40 ,& ,*ICK5 ,LLS >E E6ECTIVE 2C "EY"O ( U IS A LL *ICK54 ,X (T5 TAKES GRT C\RAGE 6N LET RUMORS & TALK ( DOOM & GLOOM A6ECT YR D\BTS & FE>S4 ,9 #AIIB1 A FR "ND ,RI*>D CAME F ,BO/ON 6VISIT MY WIFE & ME 9 ,PHOENIX4 ,HE 0 IMPRESS$ ) :AT WE _H D"O "? /OCKS & R1L E/ATE4 ,! PRICES ( R1L E/ATE 9 ,PHOENIX 7 DEPRESS$4 ,WE SP5T TWO "DS ) HM %[+ HM :AT WE ?"\ 7 EXCELL5T OPPORTUNITIES = CA% FL[ & CAPITAL APPRECI,N4 ,MY WIFE & ,I >E N R1L E/ATE AG5TS4 ,WE >E /RICTLY 9VE/ORS4 ,AF ID5TIFY+ A UNIT 9 A RESORT -MUN;Y1 WE CALL$ AN AG5T :O SOLD X 6HM T AFN4 ,! PRICE 0 A M]E 4#DB1JJJ =A TWO-B$ROOM T[NH\SE4 ,SIMIL> UNITS 7 GO+ = 4#FE1JJJ4 ,HE _H F.D A B>GA94 ,EXCIT$1 HE B"\ X & RETURN$ 6,BO/ON4 ,TWO WEEKS LAT]1 ! AG5T CALL$ 6SAY T \R FR _H BACK$ \4 ,I CALL$ IMMLY 6F9D \ :Y4 ,ALL HE SD 0 T HE TALK$ 6HIS NEID IF 8 NEID SD 8NO40 ,:5 ,I ASK$ :Y HE LI/5$ 6HM1 ,RI*>D GOT DEF5SIVE & SIMPLY SD HE WANT$ 6KEEP LOOK+4 ,! R1L E/ATE M>KET 9 ,PHOENIX TURN$1 & 0#AIID1 T LL UNIT 0 R5T+ = 4#A1JJJ A MON?-4#B1EJJ 9 ! P1K W9T] MON?S4 ,! UNIT 0 WOR? 4#IE1JJJ 9 #AIIE4 ,ALL ,RI*>D _H 6PUT D[N 0 4#E1JJJ & HE WD H _H A />T AT GETT+ \ (! RAT RACE4 ,TD1 HE / HAS D"O NO?+4 ,&! B>GA9S 9 ,PHOENIX >E / "H2 Y J H 6LOOK A LOT H>D]4 ,RI*>D'S BACK+ \ DID N SURPRISE ME4 ,X'S CALL$ 8BUY]'S REMORSE10 & X A6ECTS ALL ( U4 ,X'S ^? D\BTS T GET U4 ,! LL *ICK5 WON1 &A *.E AT FREEDOM 0 LO/4 ,9 ANO!R EXAMPLE1 ,I HOLD A SMALL POR;N ( MY ASSETS 9 TAX-LI5 C]TIFICATES 9/1D ( ;,,CD'S4 ,I E>N #AF P]C5T P] YE> ON MY M"OY1 : C]TA9LY B1TS ! #E P]C5T ! BANK (F]S4 ,! C]TIFICATES >E SECUR$ 0R1L E/ATE & 5=C$ 0/ATE LAW1 : IS AL BETT] ?AN MO/ BANKS4 ,! =MULA !Y'RE B"\ ON MAKES !M SAFE4 ,!Y J LACK LIQUID;Y4 ,S ,I LOOK AT !M Z #B- 6#G-YE> ;,,CD'S4 ,ALM E "T ,I TELL "S"O1 ESPECI,Y IF !Y H M"OY 9 ;,,CD'S1 T ,I HOLD MY M"OY ? WAY1 !Y W TELL ME X'S RISKY4 ,!Y TELL ME :Y ,I %D N D X4 ,:5 ,I ASK !M ": !Y GET _! 9=M,N1 !Y SAY F A FR OR AN 9VE/;T MAGAZ9E4 ,!Y'VE N"E D"O X1 & !Y'RE TELL+ "S"O :O'S DO+ X :Y !Y %DN'T4 ,! L[E/ YIELD ,I LOOK = IS #AF P]C5T1 B P :O >E FILL$ ) D\BT >E WILL+ 6A3EPT #E P]C5T4 ,D\BT IS EXP5SIVE4 ,MY PO9T IS T X'S ^? D\BTS & CYNICISM T KEEP MO/ P POOR & PLAY+ X SAFE4 ,! R1L _W IS SIMPLY WAIT+ = Y 6GET RI*4 ,ONLY A P]SON'S D\BTS KEEP !M POOR4 ,Z ,I SD1 GETT+ \ (! RAT RACE IS TE*NIC,Y EASY4 ,X DOESN'T TAKE M* $UC,N1 B ^? D\BTS >E CRIPPLES 8,CYNICS N"E W910 SD RI* DAD4 8,UN*ECK$ D\BT & FE> CR1TES A CYNIC4 ,CYNICS CRITICIZE1 & W9N]S ANALYZE0 0 ANO!R ( 8 FAVORITE SAY+S4 ,RI* DAD EXPLA9$ T CRITICISM BL9D$ :ILE ANALYSIS OP5$ EYES4 ,ANALYSIS ALL[$ W9N]S 6SEE T CRITICS 7 BL1 & 6SEE OPPORTUNITIES T "EY"O ELSE MISS$4 ,& F9D+ :AT P MISS IS KEY 6ANY SU3ESS4 ,R1L E/ATE IS A P[];L 9VE/;T TOOL = ANY"O SEEK+ F9ANCIAL 9DEP5D;E OR FREEDOM4 ,X IS A UNIQUE 9VE/;T TOOL4 ,YET1 E "T ,I M5;N R1L E/ATE Z A VEHICLE1 ,I (T5 HE>1 8,I DON'T WANT 6FIX TOILETS40 ,T'S :AT ,PET] ,LYN* CALLS 8NOISE40 ,T'S :AT MY RI* DAD WD SAY IS ! CYNIC TALK+4 ,"S"O :O CRITICIZES & DOES N ANALYZE4 ,"S"O :O LETS _! D\BTS & FE>S CLOSE _! M9D 9/1D ( OP5 _! EYES4 ,S :5 "S"O SAYS1 8,I DON'T WANT 6FIX TOILETS10 ,I WANT 6FIRE BACK1 8,:AT MAKES Y ?9K ,I WANT TO80 ,!Y'RE SAY+ A TOILET IS M IMPORTANT ?AN :AT !Y WANT4 ,I TALK AB FREEDOM F ! RAT RACE1 & !Y FOCUS ON TOILETS4 ,T IS ! ?"\ PATT]N T KEEPS MO/ P POOR4 ,!Y CRITICIZE 9/1D ( ANALYZE4 8,8,I DON'T WANTS0 HOLD ! KEY 6YR SU3ESS10 RI* DAD WD SAY4 ,2C ,I1 TOO1 D N WANT 6FIX TOILETS1 ,I %OP H>D =A PROP]TY MANAG] :O DOES FIX TOILETS4 ,& 0F9D+ A GRT PROP]TY MANAG] :O RUNS H\SES OR A"P;TS1 WELL1 MY CA% FL[ GOES UP4 ,B M IMPORTANTLY A GRT PROP]TY MANAG] ALL[S ME 6BUY A LOT M R1L E/ATE S9CE ,I DON'T H 6FIX TOILETS4 ,A GRT PROP]TY MANAG] IS KEY 6SU3ESS 9 R1L E/ATE4 ,F9D+ A GD MANAG] IS M IMPORTANT 6ME ?AN ! R1L E/ATE4 ,A GRT PROP]TY MANAG] (T5 HE>S ( GRT D1LS 2F R1L E/ATE AG5TS D1 : MAKES !M EV5 M VALUA#4 ,T IS :AT RI* DAD M1NT BY0 ,8,I DON'T WANTS0' HOLD ! KEY 6YR SU3ESS40 ,2C ,I D N WANT 6FIX TOILETS EI1 ,I FIGUR$ \ H[ 6BUY M R1L E/ATE & EXP$ITE MY GETT+ \ (! RAT RACE4 ,! P :O 3T9UE 6SAY 8,I DON'T WANT 6FIX TOILETS0 (T5 D5Y !MVS ! USE ( ? P[];L 9VE/;T VEHICLE4 ,TOILETS >E M IMPORTANT ?AN _! FREEDOM4 ,9 ! /OCK M>KET1 ,I (T5 HE> P SAY1 8,I DON'T WANT 6LOSE M"OY40 ,WELL1 :AT MAKES !M ?9K ,I OR ANY"O ELSE LIKES LOS+ M"OY8 ,!Y DON'T MAKE M"OY 2C !Y *OSE 6N LOSE M"OY4 ,9/1D ( ANALYZ+1 !Y CLOSE _! M9DS 6ANO!R P[];L 9VE/;T VEHICLE1 ! /OCK M>KET4 ,9 ,DECEMB] #AIIF1 ,I 0 RID+ )A FR PA/ \R NEIT OR A 8,*ICK5 ,LL40 ,6HM1 ! SKY IS ALW GO+ 6FALL1 & X USU,Y DOES1 ON HM4 ,:5 WE GOT HOME1 HE %[$ ME ALL ! /ATS Z 6:Y ! PRICE ( OIL 0 GO+ 6G UP OV] ! NEXT FEW YE>S4 ,/ATI/ICS ,I _H N"E SE5 2F1 EV5 ?\< ,I ALR [N$ A SUB/ANTIAL %>E BLOCK ( AN EXI/+ OIL -PANY4 ,) T 9=M,N1 ,I IMMLY 2GAN LOOK+ =& F.D A NEW "UVALU$ OIL -PANY T 0 AB 6F9D "S OIL DEPOSITS4 ,MY BROK] 0 EXCIT$ AB ? NEW -PANY1 & ,I B"\ #AE1JJJ %>ES = #FE C5TS P] %>E4 ,9 ,FEBRU>Y #AIIG1 ? SAME FR & ,I DROVE 0! SAME GAS /,N1 & SURE 5\<1 ! PRICE P] GALLON _H G"O UP N1TLY #AE P]C5T4 ,AG1 ! 8,*ICK5 ,LL0 WORRI$ & -PLA9$4 ,I SMIL$ 2C 9 ,JANU>Y #AIIG1 T LL OIL -PANY HIT OIL & ^? #AE1JJJ %>ES W5T UP 6M ?AN 4#C P] %>E S9CE HE _H F/ GIV5 ME ! TIP4 ,&! PRICE ( GAS W 3T9UE 6G UP IF :AT MY FR SAYS IS TRUE4 ,9/1D ( ANALYZ+1 _! LL *ICK5 CLOSES _! M9D4 ,IF MO/ P "U/OOD H[ A 8/OP0 "W$ 9 /OCK-M>KET 9VE/+1 "! WD 2 M P 9VE/+ 6W9 9/1D ( 9VE/+ N 6LOSE4 ,A 8/OP0 IS SIMPLY A -PUT] -M& T SELLS YR /OCK AUTOMATIC,Y IF ! PRICE 2G9S 6DROP1 HELP+ 6M9IMIZE YR LOSSES & MAXIMIZE "S GA9S4 ,X'S A GRT TOOL = ^? :O >E T]RIFI$ ( LOS+4 ,S :5"E ,I HE> P FOCUS+ ON _! 8,I DON'T WANTS10 R ?AN :AT !Y D WANT1 ,I "K ! 8NOISE0 9 _! H1D M/ 2 L\D4 ,*ICK5 ,LL HAS TAK5 OV] _! BRA9 & IS YELL+1 8,! SKY IS FALL+ & TOILETS >E BR1K+40 ,S !Y AVOID _! 8DON'T WANTS10 B !Y PAY A HUGE PRICE4 ,!Y MAY N"E GET :AT !Y WANT 9 LIFE4 ,RI* DAD GAVE ME A WAY ( LOOK+ AT ,*ICK5 ,LL4 8,J D :AT ,COLONEL ,S&]S DID40 ,AT ! AGE ( #FF1 HE LO/ 8 BUSI;S & 2GAN 6LIVE ON 8 ,SOCIAL ,SECUR;Y *ECK4 ,X WASN'T 5\<4 ,HE W5T >.D ! C.TRY SELL+ 8 RECIPE = FRI$ *ICK54 ,HE 0 TURN$ D[N #A1JJI "TS 2F "S"O SD 8YES40 ,& HE W5T ON 62COME A MULTIMILLIONAIRE AT AN AGE :5 MO/ P >E QUITT+4 8,HE 0 A BRAVE & T5ACI\S MAN10 RI* DAD SD ( ,H>LAN ,S&]S4 ,S :5 Y'RE 9 D\BT & FEEL+ A LL AFRAID1 J D :AT ,COL4 ,S&]S DID 6HIS LL *ICK54 ,HE FRI$ X4 ,R1SON ,NO4 #C4 ,LAZI;S4 ,BUSY P >E (T5 ! MO/ LAZY4 ,WE H ALL HE>D /ORIES (A BUSI;SMAN :O "WS H>D 6E>N M"OY4 ,HE "WS H>D 6BE A GD PROVID] = 8 WIFE & *N4 ,HE SP5DS L;G H\RS AT ! (FICE & BR+S "W HOME ON WEEK5DS4 ,"O "D HE -ES HOME 6AN EMPTY H\SE4 ,8 WIFE HAS LEFT )! KIDS4 ,HE KNEW HE & 8 WIFE _H PRO#MS1 B R ?AN "W 6MAKE ! REL,N%IP /R;G1 HE /AY$ BUSY AT "W4 ,4MAY$1 8 P]=M.E AT "W SLIPS & HE LOSES 8 JOB4 ,TD1 ,I (T5 MEET P :O >E TOO BUSY 6TAKE C>E ( _! W1L?4 ,& "! >E P TOO BUSY 6TAKE C>E ( _! H1L?4 ,! CAUSE IS ! SAME4 ,!Y'RE BUSY1 & !Y /AY BUSY Z A WAY ( AVOID+ "S?+ !Y D N WANT 6FACE4 ,NOBODY HAS 6TELL !M4 ,DEEP D[N !Y "K4 ,9 FACT1 IF Y REM9D !M1 !Y (T5 RESPOND ) ANG] OR IRRIT,N4 ,IF !Y >5'T BUSY AT "W OR )! KIDS1 !Y'RE (T5 BUSY WAT*+ ,,TV1 FI%+1 PLAY+ GOLF OR %OPP+ @4 ,YET1 DEEP D[N !Y "K !Y >E AVOID+ "S?+ IMPORTANT4 ,T'S ! MO/ -MON =M ( LAZI;S4 ,LAZI;S 0/AY+ BUSY4 ,S :AT IS ! CURE = LAZI;S8 ,! ANSW] IS A LL GRE$4 ,= _M ( U1 WE 7 RAIS$ ?9K+ ( GRE$ OR DESIRE Z BAD4 8,GRE$Y P >E BAD P10 MY MOM USE 6SAY4 ,YET1 WE ALL H 9SIDE ( U ? YE>N+ 6H NICE ?+S1 NEW ?+S OR EXCIT+ ?+S4 ,S 6KEEP T EMO;N ( DESIRE "U 3TROL1 (T5 P>5TS F.D WAYS ( SUPPRESS+ T DESIRE ) GUILT4 8,Y ONLY ?9K AB YRF4 ,DON'T Y "K Y H BRO!RS & SI/]S80 0 "O ( MY MOM'S FAVORITES4 ,OR 8,Y WANT ME 6BUY Y :AT80 0 A FAVORITE ( MY DAD4 8,D Y ?9K WE'RE MADE ( M"OY8 ,D Y ?9K M"OY GR[S ON TREES8 ,WE'RE N RI* P1 Y "K40 ,X WASN'T S M* ! ^WS B ! ANGRY GUILT- TRIP T W5T )! ^WS T GOT 6ME4 ,OR ! REV]SE GUILT-TRIP 0 ! 8,I'M SACRIFIC+ MY LIFE 6BUY ? = Y4 ,I'M BUY+ ? = Y 2C ,I N"E _H ? ADVANTAGE :5 ,I 0 A KID40 ,I H A NEIK 8 C> 9 8 G>AGE4 ,! G>AGE IS FILL$ ) TOYS = 8 KIDS4 ,^? SPOIL$ BRATS GET "EY?+ !Y ASK =4 8,I DON'T WANT !M 6"K ! FEEL+ ( WANT0 >E 8 "EY"D ^WS4 ,HE HAS NO?+ SET ASIDE = _! COLLEGE OR 8 RETIRE;T1 B 8 KIDS H E TOY "E MADE4 ,HE REC5TLY GOT A NEW CR$IT C>D 9 ! MAIL & TOOK 8 KIDS 6VISIT ,LAS ,VEGAS4 8,I'M DO+ X =! KIDS10 HE SD ) GRT SACRIFICE4 ,RI* DAD =BADE ! ^WS 8,I C'T AF=D X40 ,9 MY R1L HOME1 T'S ALL ,I HE>D4 ,9/1D1 RI* DAD REQUIR$ 8 *N 6SAY1 8,H[ C ,I AF=D X80 ,8 R1SON+1 ! ^WS 8,I C'T AF=D X0 %UT D[N YR BRA94 ,X DIDN'T H 6?9K ANYMORE4 8,H[ C ,I AF=D X80 OP5$ UP ! BRA94 ,=C$ X 6?9K & SE>* = ANSW]S4 ,B MO/ IMPORTANTLY1 HE FELT ! ^WS 8,I C'T AF=D X0 7 A LIE4 ,&! HUMAN _S KNEW X4 8,! HUMAN _S IS V1 V1 P[];L10 HE WD SAY4 8,X "KS X C D ANY?+40 ,0HAV+ A LAZY M9D T SAYS1 8,I C'T AF=D X10 A W> BR1KS \ 9SIDE Y4 ,YR _S IS ANGRY1 & YR LAZY M9D M/ DEF5D XS LIE4 ,! _S IS SCR1M+1 8,-E ON4 ,LET'S G 6! GYM & "W \40 ,&! LAZY M9D SAYS1 8,B ,I'M TIR$4 ,I "W$ RE,Y H>D TD40 ,OR ! HUMAN _S SAYS1 8,I'M SICK & TIR$ ( 2+ POOR4 ,LET'S GET \ "! & GET RI*40 ,6: ! LAZY M9D SAYS1 8,RI* P >E GRE$Y4 ,2SS X'S TOO M* BO!R4 ,X'S N SAFE4 ,I MID 5 Z X IS4 ,I'VE GOT TOO M* 6D AT "W ANYWAY4 ,LOOK AT :AT ,I H 6D TN4 ,MY BOSS WANTS X F9I%$ 0! MORN+40 8,I C'T AF=D X0 AL BR+S UP SAD;S4 ,A HELP.S;S T L1DS 6DESPOND5CY & (T5 DEPRES.N4 8,APA?Y0 IS ANO!R ^W4 8,H[ C ,I AF=D X80 OP5S UP POSSIBILITIES1 EXCITE;T & DR1MS4 ,S RI* DAD 0 N S 3C]N$ AB :AT Y WANT$ 6BUY1 B T 8,H[ C ,I AF=D X80 CR1T$ A /R;G] M9D &A DYNAMIC _S4 ,?US1 HE R>ELY GAVE ,MIKE OR ME ANY?+4 ,9/1D HE WD ASK1 8,H[ C Y AF=D X80 & T 9CLUD$ COLLEGE1 : WE PD = \RVS4 ,X 0 N ! GOAL B ! PROCESS ( ATTA9+ ! GOAL WE DESIR$ T HE WANT$ U 6LE>N4 ,! PRO#M ,I S5SE TD IS T "! >E MILLIONS ( P :O FEEL GUILTY AB _! GRE$4 ,X'S AN OLD 3DI;N+ F _! *ILDHOOD4 ,_! DESIRE 6H ! F9] ?+S T LIFE (F]S4 ,MO/ H BE5 3DI;N$ SUBCONSCI\SLY 6SAY1 8,Y C'T H T10 OR 8,Y'LL N"E AF=D T40 ,:5 ,I DECID$ 6EXIT ! RAT RACE1 X 0 SIMPLY A "Q4 8,H[ C ,I AF=D 6N"E "W AG80 ,& MY M9D 2GAN 6KICK \ ANSW]S & SOLU;NS4 ,! H>DE/ "P 0 FI5TS' DOGMA ( 8,WE C'T AF=D T40 ,OR 8,/OP ?9K+ ONLY AB YRF40 ,OR 8,:Y DON'T Y ?9K AB O!RS80 & O!R S* ^WS DESIGN$ 69/ILL GUILT 6SUPPRESS MY GRE$4 ,S H[ D Y B1T LAZI;S8 ,! ANSW] IS A LL GRE$4 ,X'S T RADIO /,N ,,WII-FM1 : /&S = 8,:AT'S ,9 ,X-,= ,ME80 ,A P]SON NE$S 6SIT D[N & ASK1 8,:AT'S 9 X = ME IF ,I'M H1L?Y1 SEXY & GD LOOK+80 ,OR 8,:AT WD MY LIFE 2 L IF ,I N"E _H 6"W AG80 ,OR 8,:AT WD ,I D IF ,I _H ALL ! M"OY ,I NE$$80 ,)\T T LL GRE$1 ! DESIRE 6H "S?+ BETT]1 PROGRESS IS N MADE4 ,\R _W PROGRESSES 2C WE ALL DESIRE A BETT] LIFE4 ,NEW 9V5;NS >E MADE 2C WE DESIRE "S?+ BETT]4 ,WE G 6S*OOL & /UDY H>D 2C WE WANT "S?+ BETT]4 ,S :5"E Y F9D YRF AVOID+ "S?+ Y "K Y %D 2 DO+1 !N ! ONLY ?+ 6ASK YRF IS 8,:AT'S 9 X = ME80 ,2 A LL GRE$Y4 ,X'S ! BE/ CURE = LAZI;S4 ,TOO M* GRE$1 H["E1 Z ANY?+ 9 EXCESS C BE1 IS N GD4 ,B J REMEMB] :AT ,MI*AEL ,D\GLAS SD 9 ! MOVIE ,WALL ,/REET4 8,GRE$ IS GD40 ,RI* DAD SD X DI6]5TLY3 8,GUILT IS WORSE ?AN GRE$4 ,= GUILT ROBS ! BODY ( XS S\L40 ,& 6ME1 ,EL1NOR ,ROOSEVELT SD X BE/3 8,D :AT Y FEEL 9 YR HE>T 6BE "R-= Y'LL 2 CRITICIZ$ ANYWAY4 ,Y'LL 2 DAMN$ IF Y D1 & DAMN$ IF Y DON'T40 ,R1SON ,NO4 #D4 ,HABITS4 ,\R LIVES >E A REFLEC;N ( \R HABITS M ?AN \R $UC,N4 ,AF SEE+ ! MOVIE ,CONAN1 />R+ ,>NOLD ,S*W>Z5E7]1 A FR SD1 8,I'D LOVE 6H A BODY L ,S*W>Z5E7]40 ,MO/ (! GUYS NO4$ 9 AGREE;T4 8,I EV5 HE>D HE 0 RE,Y PUNY & SK9NY AT "O "T10 ANO!R FR A4$4 8,Y1H1 ,I HE>D T TOO10 ANO!R "O A4$4 8,I HE>D HE HAS A HABIT ( "W+ \ ALM E "D 9 ! GYM40 8,Y1H1 ,I'LL BET HE HAS TO40 8,NAH10 SD ! GR\P CYNIC4 8,I'LL BET HE 0 BORN T WAY4 ,2SS1 LET'S /OP TALK+ AB ,>NOLD & GET "S BE]S40 ,? IS AN EXAMPLE ( HABITS 3TROLL+ 2HAVIOR4 ,I REMEMB] ASK+ MY RI* DAD AB ! HABITS (! RI*4 ,9/1D ( ANSW]+ ME \T"R1 HE WANT$ ME 6LE>N "? EXAMPLE1 Z USUAL4 8,:5 DOES YR DAD PAY 8 BILLS80 RI* DAD ASK$4 8,! F/ (! MON?10 ,I SD4 8,DOES HE H ANY?+ LEFT OV]80 HE ASK$4 8,V LL10 ,I SD4 8,T'S ! MA9 R1SON HE /RU7LES10 SD RI* DAD4 8,HE HAS BAD HABITS40 8,YR DAD PAYS "EY"O ELSE F/4 ,HE PAYS HMF LA/1 B ONLY IF HE HAS ANY?+ LEFT OV]40 8,: HE USU,Y DOESN'T10 ,I SD4 8,B HE HAS 6PAY 8 BILLS1 DOESN'T HE8 ,Y'RE SAY+ HE %DN'T PAY 8 BILLS80 8,( C\RSE N10 SD RI* DAD4 8,I FIRMLY 2LIEVE 9 PAY+ MY BILLS ON "T4 ,I J PAY MYF F/4 ,2F ,I PAY EV5 ! GOV]N;T40 8,B :AT HAPP5S IF Y DON'T H 5 M"OY80 ,I ASK$4 8,:AT D Y D !N80 8,! SAME10 SD RI* DAD4 8,I / PAY MYF F/4 ,EV5 IF ,I'M %ORT ( M"OY4 ,MY ASSET COLUMN IS F> M IMPORTANT 6ME ?AN ! GOV]N;T40 8,B10 ,I SD4 8,DON'T !Y -E AF Y80 8,YES1 IF Y DON'T PAY10 SD RI* DAD4 8,LOOK1 ,I DID N SAY N 6PAY4 ,I J SD ,I PAY MYF F/1 EV5 IF ,I'M %ORT ( M"OY40 8,B10 ,I REPLI$4 8,H[ D Y D T80 8,X'S N H[4 ,! "Q IS ,8,:Y10' 8RI* DAD SD4 8,,OK1 :Y80 8,MOTIV,N10 SD RI* DAD 8,:O D Y ?9K W -PLA9 L\D] IF ,I DON'T PAY !M-ME OR MY CR$ITORS80 8,YR CR$ITORS W DEF9ITELY SCR1M L\D] ?AN Y10 ,I SD1 RESPOND+ 6! OBVI\S4 8,Y WDN'T SAY ANY?+ IF Y DIDN'T PAY YRF40 8,S Y SEE1 AF PAY+ MYF1 ! PRESSURE 6PAY MY TAXES &! O!R CR$ITORS IS S GRT T X =CES ME 6SEEK O!R =MS ( 9COME4 ,! PRESSURE 6PAY 2COMES MY MOTIV,N4 ,I'VE "W$ EXTRA JOBS1 />T$ O!R -PANIES1 TRAD$ 9 ! /OCK M>KET1 ANY?+ J 6MAKE SURE ^? GUYS DON'T />T YELL+ AT ME4 ,T PRESSURE MADE ME "W H>D]1 =C$ ME 6?9K1 & ALL 9 ALL MADE ME SM>T] & M ACTIVE :5 X -ES 6M"OY4 ,IF ,I _H PD MYF LA/1 ,I WD H FELT NO PRESSURE1 B ,I'D 2 BROKE40 8,S X IS ! FE> (! GOV]N;T OR O!R P Y [E M"OY 6T MOTIVATES Y80 8,T'S "R10 SD RI* DAD4 8,Y SEE1 GOV]N;T BILL COLLECTORS >E BIG BULLIES4 ,S >E BILL COLLECTORS 9 G5]AL4 ,MO/ P GIVE 96^! BULLIES4 ,!Y PAY !M & N"E PAY !MVS4 ,Y "K ! /ORY (! #IF-P.D W1KL+ :O GETS S& KICK$ 9 8 FACE80 ,I NO4$4 8,I SEE T AD = WEI (! BULLY 6MAKE ME /R;G]4 ,O!RS GET W1K]4 ,=C+ MYF 6?9K AB H[ 6MAKE EXTRA M"OY IS L GO+ 6! GYM & "W+ \ ) WEI.D ALL MY LIFE4 ,J 2C ,I DON'T H GD M"OY HABITS40 ,RI* DAD NO4$4 ,8J L ! #IF-P.D W1KL+40 ,R1SON ,NO4 #E4 ,>ROG.E4 ,>ROG.E IS EGO PLUS IGNOR.E4 8,:AT ,I "K MAKES ME M"OY4 ,:AT ,I DON'T "K LOSES ME M"OY4 ,E "T ,I H BE5 >ROGANT1 ,I H LO/ M"OY4 ,2C :5 ,I'M >ROGANT1 ,I TRULY 2LIEVE T :AT ,I DON'T "K IS N IMPORTANT10 RI* DAD WD (T5 TELL ME4 ,I H F.D T _M P USE >ROG.E 6TRY 6HIDE _! [N IGNOR.E4 ,X (T5 HAPP5S :5 ,I AM 4CUSS+ F9ANCIAL /ATE;TS ) A3.TANTS OR EV5 O!R 9VE/ORS4 ,!Y TRY 6BLU/] _! WAY "? ! 4CUS.N4 ,X IS CLE> 6ME T !Y DON'T "K :AT !Y'RE TALK+ AB4 ,!Y'RE N LY+1 B !Y >E N TELL+ ! TRU?4 ,"! >E _M P 9 ! _W ( M"OY1 F9.ES & 9VE/;TS :O H ABSOLUTELY NO IDEA :AT !Y'RE TALK+ AB4 ,MO/ P 9 ! M"OY 9DU/RY >E J SP\T+ (F SALES PIT*ES L US$-C> SALESM54 ,:5 Y "K Y >E IGNORANT 9 A SUBJECT1 />T $UCAT+ YRF 0F9D+ AN EXP]T 9 ! FIELD OR F9D A BOOK ON ! SUBJECT4 ------------