,LESSON ,F\R3
     ,! ,HI/ORY ( ,TAXES & ,! ,P[]
              ( ,CORPOR,NS

  ,I REMEMB] 9 S*OOL 2+ TOLD ! /ORY (
,ROB9 ,HOOD & 8 ,M]RY ,M54
  ,! S*OOLT1*] ?"\ X 0 A WOND];L /ORY (A
ROMANTIC H]O1 A ,KEV9 ,CO/N] TYPE1 :O
RO2$ F ! RI* & GAVE 6! POOR4 ,MY RI* DAD
DID N SEE ,ROB9 ,HOOD Z A H]O4 ,HE CALL$
,ROB9 ,HOOD A CROOK4
  ,ROB9 ,HOOD MAY 2 L;G G"O1 B 8 FOLL[]S
LIVE ON4 ,H[ (T5 ,I / HE> P SAY1 8,:Y
DON'T ! RI* PAY = X80 ,OR 8,! RI* %D PAY
M TAXES & GIVE X 6! POOR40
  ,X IS ? IDEA ( ,ROB9 ,HOOD1 OR TAK+ F
! RI* 6GIVE 6! POOR T 2COME ! S+LE MO/
PA9 =! POOR &! MI4LE CLASS4 ,! R1SON
MI4LE CLASS IS S H1VILY TAX$ IS 2C (!
,ROB9 ,HOOD ID1L4 ,! R1L R1L;Y IS T !
RI* >E N TAX$4 ,X'S ! MI4LE CLASS :O
PAYS =! POOR1 ESPECI,Y ! $UCAT$ UPP]-
9COME MI4LE CLASS4 ,AG1 6"U/& FULLY H[
?+S HAPP51 WE NE$ 6LOOK AT ! P]SPECTIVE4
,WE NE$ 6LOOK AT ! HI/ORY ( TAXES4 ,AL?
MY $UCAT$ DAD 0 AN EXP]T ON ! HI/ORY (
$UC,N1 MY RI* DAD FA%ION$ HMF Z AN EXP]T
ON ! HI/ORY ( TAXES4
  ,RI* DAD EXPLA9$ 6,MIKE & ME T 9 ,5GL&
& ,AM]ICA ORIG9,Y1 "! 7 NO TAXES4
,O3A.N,Y "! 7 TEMPOR>Y TAXES LEVI$ 9
ORD] 6PAY = W>S4 ,! K+ OR ! PRESID5T WD
PUT ! ^W \ & ASK "EY"O TO 8*IP IN40
,TAXES 7 LEVI$ 9 ,BRITA9 =! FI<T AG/
,NAPOLEON F #AGII 6#AHAF1 & 9 ,AM]ICA
TAXES 7 LEVI$ 6PAY =! ,CIVIL ,W> F #AHFA
6#AHFE4
  ,9 #AHGD1 ,5GL& MADE 9COME TAX A
P]MAN5T LEVY ON XS CITIZ5S4 ,9 #AIAC1 AN
9COME TAX 2CAME P]MAN5T 9 ! ,UNIT$
,/ATES )! ADOP;N (! #AF? ,AM5D;T 6!
,3/ITU;N4 ,AT "O "T1 ,AM]ICANS 7 ANTI-
TAX4 ,X _H BE5 ! EXCESSIVE TAX ON TEA T
L$ 6! FAM\S ,TEA ,"PY 9 ,BO/ON ,H>BOR1
AN 9CID5T T HELP$ IGNITE ! ,REVOLU;N>Y
,W>4 ,X TOOK APPROXIMATELY #EJ YE>S 9
BO? ,5GL& &! ,UNIT$ ,/ATES 6SELL ! IDEA
(A REGUL> 9COME TAX4
  ,:AT ^! HI/ORICAL DATES FAIL 6REV1L IS
T BO? ( ^! TAXES 7 9ITI,Y LEVI$ AG/ ONLY
! RI*4 ,X 0 ? PO9T T RI* DAD WANT$ ,MIKE
& ME 6"U/&4 ,HE EXPLA9$ T ! IDEA ( TAXES
0 MADE POPUL>1 & A3EPT$ 0! MAJOR;Y1
0TELL+ ! POOR &! MI4LE CLASS T TAXES 7
CR1T$ ONLY 6PUNI% ! RI*4 ,? IS H[ !
MASSES VOT$ =! LAW1 & X 2CAME 3/ITU;N,Y
LEGAL4 ,AL? X 0 9T5D$ 6PUNI% ! RI*1 9
R1L;Y X W.D UP PUNI%+ ! V P :O VOT$ = X1
! POOR & MI4LE CLASS4
  8,ONCE GOV]N;T GOT A TA/E ( M"OY1 !
APPETITE GREW10 SD RI* DAD4 8,YR DAD &
,I >E EXACTLY OPPOSITE4 ,HE'S A GOV]N;T
BUR1UCRAT1 & ,I AM A CAPITALI/4 ,WE GET
PD1 & \R SU3ESS IS M1SUR$ ON OPPOSITE
2HAVIORS4 ,HE GETS PD 6SP5D M"OY & HIRE
P4 ,! M HE SP5DS &! M P HE HIRES1 ! L>G]
8 ORGANIZ,N 2COMES4 ,9 ! GOV]N;T1 ! L>G]
8 ORGANIZ,N1 ! M HE IS RESPECT$4 ,ON !
O!R H&1 )9 MY ORGANIZ,N1 ! FEW] P ,I
HIRE &! LESS M"OY ,I SP5D1 ! M ,I AM
RESPECT$ 0MY 9VE/ORS4 ,T'S :Y ,I DON'T L
GOV]N;T P4 ,!Y H DI6]5T OBJECTIVES F MO/
BUSI;S P4 ,Z ! GOV]N;T GR[S1 M & M TAX
DOLL>S W 2 NE$$ 6SUPPORT X40
  ,MY $UCAT$ DAD S9C]ELY 2LIEV$ T
GOV]N;T %D HELP P4 ,HE LOV$ ,JOHN ,F4
,K5N$Y & ESPECI,Y ! IDEA (! ,P1CE
,CORPS4 ,HE LOV$ ! IDEA S M* T BO? HE &
MY MOM "W$ =! ,P1CE ,CORPS TRA9+
VOLUNTE]S 6G 6,MALAYSIA1 ,?AIL& &!
,PHILIPP9ES4 ,HE ALW /RIV$ = A4I;NAL
GRANTS & 9CR1SES 9 8 BUDGET S HE CD HIRE
M P1 BO? 9 8 JOB )! ,$UC,N ,DE"P;T & 9 !
,P1CE ,CORPS4 ,T 0 8 JOB4
  ,F ! "T ,I 0 AB #AJ YE>S OLD1 ,I WD
HE> F MY RI* DAD T GOV]N;T "W]S 7 A PACK
( LAZY ?IEVES1 & F MY POOR DAD ,I WD HE>
H[ ! RI* 7 GRE$Y CROOKS :O %D 2 MADE
6PAY M TAXES4 ,BO? SIDES H VALID PO9TS4
,X 0 DI6ICULT 6G 6"W = "O (! BI7E/
CAPITALI/S 9 T[N & -E HOME 6A "F :O 0 A
PROM95T GOV]N;T L1D]4 ,X 0 N EASY "K+ :O
62LIEVE4
  ,YET1 :5 Y /UDY ! HI/ORY ( TAXES1 AN
9T]E/+ P]SPECTIVE EM]GES4 ,Z ,I SD1 !
PASSAGE ( TAXES 0 ONLY POSSI# 2C !
MASSES 2LIEV$ 9 ! ,ROB9 ,HOOD !ORY (
ECONOMICS1 : 0 6TAKE F ! RI* & GIVE
6"EY"O ELSE4 ,! PRO#M 0 T ! GOV]N;T'S
APPETITE = M"OY 0 S GRT T TAXES SOON
NE$$ 6BE LEVI$ ON ! MI4LE CLASS1 & F "!
X KEPT 8TRICKL+ D[N40
  ,! RI*1 ON ! O!R H&1 SAW AN
OPPORTUN;Y4 ,!Y D N PLAY 0! SAME SET (
RULES4 ,Z ,I'VE /AT$1 ! RI* ALR KNEW AB
CORPOR,NS1 : 2CAME POPUL> 9 ! "DS (
SAIL+ %IPS4 ,! RI* CR1T$ ! CORPOR,N Z A
VEHICLE 6LIMIT _! RISK 6! ASSETS ( EA*
VOYAGE4 ,! RI* PUT _! M"OY 96A CORPOR,N
6F9.E ! VOYAGE4 ,! CORPOR,N WD !N HIRE A
CREW 6SAIL 6! ,NEW ,_W 6LOOK = TR1SURES4
,IF ! %IP 0 LO/1 ! CREW LO/ _! LIVES1 B
! LOSS 6! RI* WD 2 LIMIT$ ONLY 6! M"OY
!Y 9VE/$ = T "PICUL> VOYAGE4 ,! DIAGRAM
T FOLL[S %[S H[ ! CORPORATE /RUCTURE
SITS \TSIDE YR P]SONAL 9COME /ATE;T &
BAL.E %EET4

    ,7,,SCANN]'S ,,NOTE3 ,,GRAPHIC
    ,,DELET$7'
  ,X IS ! K (! P[] (! LEGAL /RUCTURE (!
CORPOR,N T RE,Y GIVES ! RI* A VA/
ADVANTAGE OV] ! POOR &! MI4LE CLASS4
,HAV+ TWO "FS T1*+ ME1 "O A SOCIALI/ &!
O!R A CAPITALI/1 ,I QKLY 2GAN 6R1LIZE T
! PHILOSOPHY (! CAPITALI/ MADE M
F9ANCIAL S5SE 6ME4 ,X SEEM$ 6ME T !
SOCIALI/S ULTIMATELY P5ALIZ$ !MVS1 DUE
6_! LACK ( F9ANCIAL $UC,N4 ,NO MATT] :AT
! 8,TAKE F ! RI*0 CR[D CAME UP )1 ! RI*
ALW F.D A WAY 6\TSM>T !M4 ,T IS H[ TAXES
7 EV5TU,Y LEVI$ ON ! MI4LE CLASS4 ,! RI*
\TSM>T$ ! 9TELLECTUALS1 SOLELY 2C !Y
"U/OOD ! P[] ( M"OY1 A SUBJECT N TAU<T 9
S*OOLS4
  ,H[ DID ! RI* \TSM>T ! 9TELLECTUALS8
,ONCE ! 8,TAKE F ! RI*0 TAX 0 PASS$1 CA%
/>T$ FL[+ 96GOV]N;T C(F]S4 ,9ITI,Y1 P 7
HAPPY4 ,M"OY 0 H&$ \ 6GOV]N;T "W]S &!
RI*4 ,X W5T 6GOV]N;T "W]S 9 ! =M ( JOBS
& P5.NS4 ,X W5T 6! RI* VIA _! FACTORIES
RCVG GOV]N;T 3TRACTS4 ,! GOV]N;T 2CAME A
L>GE POOL ( M"OY1 B ! PRO#M 0 ! FISCAL
MANAGE;T ( T M"OY4 ,"! RE,Y IS NO
RECIRCUL,N4 ,9 O!R ^WS1 ! GOV]N;T
POLICY1 IF Y 7 A GOV]N;T BUR1UCRAT1 0
6AVOID HAV+ EXCESS M"OY4 ,IF Y FAIL$
6SP5D YR ALLOTT$ FUND+1 Y RISK$ LOS+ X 9
! NEXT BUDGET4 ,Y WD C]TA9LY N 2
RECOGNIZ$ = 2+ E6ICI5T4 ,BUSI;S P1 ON !
O!R H&1 >E REW>D$ = HAV+ EXCESS M"OY &
>E RECOGNIZ$ = _! E6ICI5CY4
  ,Z ? CYCLE ( GR[+ GOV]N;T SP5D+ 3T9U$1
! DEM& = M"OY 9CR1S$ &! 8,TAX ! RI*0
IDEA 0 N[ 2+ ADJU/$ 69CLUDE L[]-9COME
LEVELS1 D[N 6! V P :O VOT$ X IN1 ! POOR
&! MI4LE CLASS4
  ,TRUE CAPITALI/S US$ _! F9ANCIAL K
6SIMPLY F9D A WAY 6ESCAPE4 ,!Y H1D$ BACK
6! PROTEC;N (A CORPOR,N4 ,A CORPOR,N
PROTECTS ! RI*4 ,B :AT _M P :O H N"E =M$
A CORPOR,N D N "K IS T A CORPOR,N IS N
RE,Y A ?+4 ,A CORPOR,N IS M]ELY A FILE
FOLD] ) "S LEGAL DOCU;TS 9 X1 SITT+ 9 "S
ATTORNEY'S (FICE REGI/]$ )A /ATE GOV]N;T
AG5CY4 ,X'S N A BIG BUILD+ )! "N (!
CORPOR,N ON X4 ,X'S N A FACTORY OR A
GR\P ( P4 ,A CORPOR,N IS M]ELY A LEGAL
DOCU;T T CR1TES A LEGAL BODY )\T A S\L4
,! W1L? (! RI* 0 ONCE AG PROTECT$4 ,ONCE
AG1 ! USE ( CORPOR,NS 2CAME POPUL>- ONCE
! P]MAN5T 9COME LAWS 7 PASS$-2C ! 9COME-
TAX RATE (! CORPOR,N 0 LESS ?AN !
9DIVIDUAL 9COME-TAX RATES4 ,9 A4I;N1 Z
DESCRIB$ E>LI]1 C]TA9 EXP5SES CD 2 PD )
PRE-TAX DOLL>S )9 ! CORPOR,N4
  ,? W> 2T ! HAVES & H-NOTS HAS BE5 GO+
ON = HUNDR$S ( YE>S4 ,X IS ! 8,TAKE F !
RI*0 CR[D V]SUS ! RI*4 ,! BATTLE IS WAG$
:5"E & :]"E LAWS >E MADE4 ,! BATTLE W G
ON ="E4 ,! PRO#M IS1 ! P :O LOSE >E !
UN9=M$4 ,! "OS :O GET UP E "D &
DILIG5TLY G 6"W & PAY TAXES4 ,IF !Y ONLY
"U/OOD ! WAY ! RI* PLAY ! GAME1 !Y CD
PLAY X TOO4 ,!N1 !Y WD 2 ON _! WAY 6_!
[N F9ANCIAL 9DEP5D;E4 ,? IS :Y ,I CR+E E
"T ,I HE> A P>5T ADVISE _! *N 6G 6S*OOL1
S !Y C F9D A SAFE1 SECURE JOB4 ,AN
EMPLOYEE )A SAFE1 SECURE JOB1 )\T
F9ANCIAL APTITUDE1 HAS NO ESCAPE4
  ,AV]AGE ,AM]ICANS TD "W FIVE 6SIX
MON?S =! GOV]N;T 2F !Y MAKE 5 6COV] _!
TAXES4 ,9 MY OP9ION1 T IS A L;G "T4 ,!
H>D] Y "W1 ! M Y PAY ! GOV]N;T4 ,T IS :Y
,I 2LIEVE T ! IDEA ( 8,TAKE F ! RI*0
BACKFIR$ ON ! V P :O VOT$ X IN4
  ,E "T P TRY 6PUNI% ! RI*1 ! RI* DON'T
SIMPLY -PLY1 !Y REACT4 ,!Y H ! M"OY1 P[]
& 9T5T 6*ANGE ?+S4 ,!Y D N J SIT "! &
VOLUNT>ILY PAY M TAXES4 ,!Y SE>* = WAYS
6M9IMIZE _! TAX BURD54 ,!Y HIRE SM>T
ATTORNEYS & A3.TANTS1 & P]SUADE
POLITICIANS 6*ANGE LAWS OR CR1TE LEGAL
LOOPHOLES4 ,!Y H ! RES\RCES 6E6ECT
*ANGE4
  ,! ,TAX ,CODE (! ,UNIT$ ,/ATES AL
ALL[S O!R WAYS 6SAVE ON TAXES4 ,MO/ ( ^!
VEHICLES >E AVAILA# 6ANY"O1 B X IS ! RI*
:O USU,Y LOOK = !M 2C !Y >E M9D+ _! [N
BUSI;S4 ,= EXAMPLE1 8#AJCA0 IS J>GON =
,SEC;N #AJCA (! ,9T]NAL ,REV5UE ,CODE1 :
ALL[S A SELL] 6DELAY PAY+ TAXES ON A
PIECE ( R1L E/ATE T IS SOLD =A CAPITAL
GA9 "? AN EX*ANGE =A M EXP5SIVE PIECE (
R1L E/ATE4 ,R1L E/ATE IS "O 9VE/;T
VEHICLE T ALL[S S* A GRT TAX ADVANTAGE4
,Z L;G Z Y KEEP TRAD+ UP 9 VALUE1 Y W N
2 TAX$ ON ! GA9S1 UNTIL Y LIQUIDATE4 ,P
:O D N TAKE ADVANTAGE ( ^! TAX SAV+S
(F]$ LEG,Y >E MISS+ A GRT OPPORTUN;Y
6BUILD _! ASSET COLUMNS4
  ,! POOR & MI4LE CLASS D N H ! SAME
RES\RCES4 ,!Y SIT "! & LET ! GOV]N;T'S
NE$LES 5T] _! >M & ALL[ ! BLOOD DON,N
62G94 ,TD1 ,I AM 3/ANTLY %OCK$ AT !
NUMB] ( P :O PAY M TAXES1 OR TAKE FEW]
DEDUC;NS1 SIMPLY 2C !Y >E AFRAID (!
GOV]N;T4 ,& ,I D "K H[ F"R5+ & 9TIMIDAT+
A GOV]N;T TAX AG5T C BE4 ,I H _H FRS :O
H _H _! BUSI;SES %UT D[N & DE/ROY$1 ONLY
6F9D \ X 0 A MISTAKE ON ! "P (! GOV]N;T4
,I R1LIZE ALL T4 ,B ! PRICE ( "W+ F
,JANU>Y 6MID-,MAY IS A HI< PRICE 6PAY =
T 9TIMID,N4 ,MY POOR DAD N"E F"\ BACK4
,MY RI* DAD DIDN'T EI4 ,HE J PLAY$ !
GAME SM>T]1 & HE DID X "? CORPOR,NS-!
BI7E/ SECRET (! RI*4
  ,Y MAY REMEMB] ! F/ LESSON ,I LE>N$ F
MY RI* DAD4 ,I 0 A LL BOY ( #I :O _H
6SIT & WAIT = HM 6*OOSE 6TALK 6ME4 ,I
(T5 SAT 9 8 (FICE WAIT+ = HM TO 8GET
6ME40 ,HE 0 IGNOR+ ME ON PURPOSE4 ,HE
WANT$ ME 6RECOGNIZE 8 P[] & DESIRE 6H T
P[] = MYF "O "D4 ,= ALL ! YE>S ,I /UDI$
& LE>N$ F HM1 HE ALW REM9D$ ME T K 0
P[]4 ,&) M"OY -ES GRT P[] T REQUIRES !
"R K 6KEEP X & MAKE X MULTIPLY4 ,)\T T
K1 ! _W PU%ES Y >.D4 ,RI* DAD 3/ANTLY
REM9D$ ,MIKE & ME T ! BI7E/ BULLY 0 N !
BOSS OR ! SUP]VISOR1 B ! TAX MAN4 ,! TAX
MAN W ALW TAKE M IF Y LET HM4
  ,! F/ LESSON ( HAV+ M"OY "W = ME1 Z
OPPOS$ 6"W+ = M"OY1 IS RE,Y ALL AB P[]4
,IF Y "W = M"OY1 Y GIVE ! P[] UP 6YR
EMPLOY]4 ,IF YR M"OY "WS = Y1 Y KEEP &
3TROL ! P[]4
  ,ONCE WE _H ? K (! P[] ( M"OY "W+ = U1
HE WANT$ U 6BE F9ANCI,Y SM>T & N LET
BULLIES PU% U >.D4 ,Y NE$ 6"K ! LAW & H[
! SY/EM "WS4 ,IF Y'RE IGNORANT1 X IS
EASY 6BE BULLI$4 ,IF Y "K :AT Y'RE TALK+
AB1 Y H A FI<T+ *.E4 ,T IS :Y HE PD S M*
= SM>T TAX A3.TANTS & ATTORNEYS4 ,X 0
LESS EXP5SIVE 6PAY !M ?AN PAY ! GOV]N;T4
,8 BE/ LESSON 6ME1 : ,I H US$ MO/ ( MY
LIFE1 IS 8,BE SM>T & Y WON'T 2 PU%$ >.D
Z M*40 ,HE KNEW ! LAW 2C HE 0 A LAW-
ABID+ CITIZ54 ,HE KNEW ! LAW 2C X 0
EXP5SIVE 6N "K ! LAW4 8,IF Y "K Y'RE "R1
Y'RE N AFRAID ( FI<T+ BACK40 ,EV5 IF Y
>E TAK+ ON ,ROB9 ,HOOD & 8 B& ( ,M]RY
,M54
  ,MY HI<LY $UCAT$ DAD ALW 5C\RAG$ ME
6SEEK A GD JOB )A /R;G CORPOR,N4 ,HE
SPOKE (! VIRTUES ( 8"W+ YR WAY UP !
CORPORATE LA4]40 ,HE DIDN'T "U/& T1
0RELY+ SOLELY ON A PAY*ECK F A CORPORATE
EMPLOY]1 ,I WD 2 A DOCILE C[ R1DY =
MILK+4
  ,:5 ,I TOLD MY RI* DAD ( MY "F'S
ADVICE1 HE ONLY *UCKL$4 8,:Y N [N !
LA4]80 0 ALL HE SD4
  ,Z A "Y BOY1 ,I DID N "U/& :AT RI* DAD
M1NT 0[N+ MY [N CORPOR,N4 ,X 0 AN IDEA T
SEEM$ IMPOSSI#1 & 9TIMIDAT+4 ,AL? ,I 0
EXCIT$ 0! IDEA1 MY Y\? WD N LET ME 5VI.N
! POSSIBIL;Y T GR[NUPS WD "S"D "W =A
-PANY ,I WD [N4
  ,! PO9T IS1 IF N = MY RI* DAD1 ,I WD H
PROBABLY FOLL[$ MY $UCAT$ DAD'S ADVICE4
,X 0 M]ELY ! O3A.NAL REM9D] ( MY RI* DAD
T KEPT ! IDEA ( [N+ MY [N CORPOR,N ALIVE
& KEPT ME ON A DI6]5T PA?4 ,0! "T ,I 0
#AE OR #AF1 ,I KNEW ,I 0 N GO+ 63T9UE
D[N ! PA? MY $UCAT$ DAD 0 RECOMM5D+4 ,I
DID N "K H[ ,I 0 GO+ 6D X1 B ,I 0
DET]M9$ N 6H1D 9 ! DIREC;N MO/ ( MY
CLASSMATES 7 H1D+4 ,T DECI.N *ANG$ MY
LIFE4
  ,X 0 N UNTIL ,I 0 9 MY MID-#BJ'S T MY
RI* DAD'S ADVICE 2GAN 6MAKE M S5SE4 ,I 0
J \ (! ,M>9E ,CORPS & "W+ = ,X]OX4 ,I 0
MAK+ A LOT ( M"OY1 B E "T ,I LOOK$ AT MY
PAY*ECK1 ,I 0 ALW 4APPO9T$4 ,! DEDUC;NS
7 S L>GE1 &! M ,I "W$1 ! GRT] !
DEDUC;NS4 ,Z ,I 2CAME M SU3ESS;L1 MY
BOSSES TALK$ AB PROMO;NS & RAISES4 ,X 0
FLATT]+1 B ,I CD HE> MY RI* DAD ASK+ ME
9 MY E>3 8,:O >E Y "W+ =8 ,:O >E Y MAK+
RI*80
  ,9 #AIGD1 :ILE / AN EMPLOYEE = ,X]OX1
,I =M$ MY F/ CORPOR,N & 2GAN 8M9D+ MY [N
BUSI;S40 ,"! 7 ALR A FEW ASSETS 9 MY
ASSET COLUMN1 B N[ ,I 0 DET]M9$ 6FOCUS
ON MAK+ X BI7]4 ,^? PAY*ECKS ) ALL !
DEDUC;NS MADE ALL ! YE>S ( MY RI* DAD'S
ADVICE MAKE TOTAL S5SE4 ,I CD SEE !
FUTURE IF ,I FOLL[$ MY $UCAT$ DAD'S
ADVICE4
  ,_M EMPLOY]S FEEL T ADVIS+ _! "W]S
6M9D _! [N BUSI;S IS BAD = BUSI;S4 ,I AM
SURE X C 2 = C]TA9 9DIVIDUALS4 ,B = ME1
FOCUS+ ON MY [N BUSI;S1 DEVELOP+ ASSETS1
MADE ME A BETT] EMPLOYEE4 ,I N[ _H A
PURPOSE4 ,I CAME 9 E>LY & "W$ DILIG5TLY1
AMASS+ Z M* M"OY Z POSSI# S ,I CD 2G9
9VE/+ 9 R1L E/ATE4 ,HAWAII 0 J SET 6BOOM
& "! 7 =TUNES 6BE MADE4 ,! M ,I R1LIZ$
WE 7 9 ! 2G9N+ /AGES (A BOOM1 ! M ,X]OX
MA*9ES ,I SOLD4 ,! M ,I SOLD1 ! M M"OY
,I MADE1 &1 ( C\RSE1 ! M DEDUC;NS "! 7 F
MY PAY*ECK4 ,X 0 9SPIR+4 ,I WANT$ \ (!
TRAP ( 2+ AN EMPLOYEE S BADLY T ,I "W$
H>D]1 N LESS4 ,0#AIGH1 ,I 0 3SI/5TLY "O
(! TOP FIVE SALESPEOPLE 9 SALES1 (T5
,NO4 #A4 #A BADLY WANT$ \ (! RAT RACE4
  ,9 LESS ?AN ?REE YE>S1 ,I 0 MAK+ M 9
MY [N LL CORPOR,N1 : 0 A R1L E/ATE HOLD+
-PANY1 ?AN ,I 0 MAK+ AT ,X]OX4 ,&! M"OY
,I 0 MAK+ 9 MY ASSET COLUMN1 9 MY [N
CORPOR,N1 0 M"OY "W+ = ME4 ,N ME P.D+ ON
DOORS SELL+ COPI]S4 ,MY RI* DAD'S ADVICE
MADE M* M S5SE4 ,SOON ! CA% FL[ F MY
PROP]TIES 0 S /R;G T MY -PANY B"\ ME MY
F/ ,PORS*E4 ,MY FELL[ ,X]OX SALESPEOPLE
?"\ ,I 0 SP5D+ MY -MIS.NS4 ,I WASN'T4 ,I
0 9VE/+ MY -MIS.NS 9 ASSETS4
  ,MY M"OY 0 "W+ H>D 6MAKE M M"OY4 ,EA*
DOLL> 9 MY ASSET COLUMN 0 A GRT
EMPLOYEE1 "W+ H>D 6MAKE M EMPLOYEES &
BUY ! BOSS A NEW ,PORS*E ) 2F-TAX
DOLL>S4 ,I 2GAN 6"W H>D] = ,X]OX4 ,!
PLAN 0 "W+1 & MY ,PORS*E 0 ! PRO(4
  ,0US+ ! LESSONS ,I LE>N$ F MY RI* DAD1
,I 0 A# 6GET \ (! 8PROV]BIAL RAT RACE0 (
2+ AN EMPLOYEE AT AN E>LY AGE4 ,X 0 MADE
POSSI# 2C (! /R;G F9ANCIAL K ,I _H
ACQUIR$ "? ^! LESSONS4 ,)\T ? F9ANCIAL
K1 : ,I CALL F9ANCIAL ,,IQ1 MY ROAD
6F9ANCIAL 9DEP5D;E WD H BE5 M* M
DI6ICULT4 ,I N[ T1* O!RS "? F9ANCIAL
SEM9>S 9 ! HOPE T ,I MAY %>E MY K ) !M4
,:5"E ,I D MY TALKS1 ,I REM9D P T
F9ANCIAL ,,IQ IS MADE UP ( K F F\R BROAD
>1S ( EXP]TISE4
  ,NO4 #A IS A3.T+4 ,:AT ,I CALL
F9ANCIAL LIT]ACY4 ,A VITAL SKILL IF Y
WANT 6BUILD AN EMPIRE4 ,! M M"OY Y >E
RESPONSI# =1 ! M A3URACY IS REQUIR$1 OR
! H\SE -ES TUMBL+ D[N4 ,? IS ! LEFT BRA9
SIDE1 OR ! DETAILS4 ,F9ANCIAL LIT]ACY IS
! ABIL;Y 6R1D & "U/& F9ANCIAL /ATE;TS4
,? ABIL;Y ALL[S Y 6ID5TIFY ! /R5G?S &
W1K;SES ( ANY BUSI;S4
  ,NO4 #B ,IS ,9VE/+4 ,:AT ,I CALL !
SCI;E ( M"OY MAK+ M"OY4 ,? 9VOLVES
/RATEGIES & =MULAS4 ,? IS ! "R BRA9
SIDE1 OR ! CR1TIVE SIDE4
  ,NO4 #C IS "U/&+ M>KETS4 ,! SCI;E (
SUPPLY & DEM&4 ,"! IS A NE$ 6"K !
8TE*NICAL0 ASPECTS (! M>KET1 : IS EMO;N
DRIV52 ! ,TICKLE ,ME ,ELMO DOLL DUR+
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